COMPREHENSIVE & HOLISTIC WEALTH MANAGEMENT SERVICES
Your Wealth, Your Way
At Red Clover Wealth Management, we help those that serve align their money with their vision of joyful, fulfilling life. Through personalized financial planning, professional investment management, and holistic wealth management strategies, we help you live your best life now AND in the future, intentionally on your terms.
RED CLOVER WEALTH MANAGEMENT’S WEALTH MANAGEMENT SERVICES
Designing Wealth Around What Matters Most to You
Led by founder Kathleen Cote, CFP®, RLP®, Red Clover Wealth Management is a women-owned firm specializing in comprehensive, holistic wealth management for purpose-driven women. We believe wealth is about more than numbers. It’s about freedom, confidence, and creating a life you love on your terms now and in the future
RETIREMENT
Confidently plan for what’s next.
Wondering, “Am I on track to retire when I want?” We build retirement and cash flow strategies that give you clarity and confidence for your future.
ESTATE PLANNING & LEGACY BUILDING
Care for your loved ones and yourself.
You’ve worked hard, now let your wealth reflect your values. We develop legacy, estate, and insurance plans that protect those you care about and support your long-term goals.
TRANSITIONS
You’ve built success—what’s next?
You’ve built a successful career or business, now what? Whether you’re selling a business, changing careers, or preparing for a new chapter, we guide you through transitions with personalized wealth strategies designed to support your evolving life.
RED CLOVER WEALTH MANAGEMENT’S METHODOLOGY
A Happiness-Driven, Holistic Approach to Wealth
- Discover Your Ideal Life
At Red Clover, our high-touch process begins with truly listening. We get to know your ambitions, values, and the people and causes that matter most to you. This allows us to get to know you and understand your motivation, priorities, and personality, and ultimately to answer one very important question: What does your ideal life look like?
- Design a Living Action Plan
With a full understanding of what brings you joy and purpose, we help you identify your financial priorities. Whether it's early retirement, legacy building, charitable giving, or simply having more time with family, we craft a dynamic financial strategy that includes financial guidance, investment management, and optimizing taxes, aligned into a comprehensive roadmap to help you start living your ideal life now, not “someday.”
- Guide and Empower You To Grow
Life changes, and your plan should too. That’s why we provide ongoing support, regular check-ins, and active monitoring to ensure your wealth management strategy evolves with your needs. And when you face big decisions (or even little ones), we’re here as your trusted sounding board, every step of the way.
WHO WE SERVE
Those Who Serve, Lead, and Build
We proudly partner with ambitious, purpose-driven military members and government employees who value a thoughtful, collaborative approach to building wealth.
28%
Women Professionals, Business Owners & Executives
38%
Military Spouses, Veterans, Families
34%
Government Professionals & Leaders
Helping Military Families and Goverment Employees Live their Ideal life Since 2012
Founded by Kathleen Cote, Red Clover Wealth Management has been a trusted partner for those who serve for over a decade. We bring joy, clarity, and confidence to wealth, one client at a time.
Clear, Fair Pricing That Reflects Our Commitment to You
TRANSPARENT FEES
We’re a fee-only firm—no commissions, ever—so our only focus is what’s best for you. Our annual planning and advisory fees start at $6,000 and vary based on complexity and support level.
With Red Clover Wealth Management, you get transparency, trust, and a long-term relationship built on value.
Get In Touch
We are currently taking new clients by referral only. If you've been referred by a trusted client or partner, we'd love to hear from you.
Who may we thank for the referral?*
